I keep reading about an Excel Illustrative worksheet that shows how to do alot of the necessary calculations in Excel but have been unable to locate it.  The one link that a user posted no longer works.  Can somebody please lead me to this worksheet?  Thanks.

Mush,

Sorry about that.  I found the file and I renamed it when I downloaded it (from the area you described).  When I went looking for it again as I tried to answer your question, I saw that file I pointed to you and thought it was what I saved off earlier.  The file I pointed to you does not have any formulas in it, as you know.  Again, if things were more organized, we wouldn't have this problem.